A Uku Report · 2026 Edition

AI in Accounting,
from the firms living it.

Every "best AI software" listicle is just vendor copy with a ranking. We did the opposite — we asked the firms actually doing the work. Here's what they really think about AI, what they'd trust it to do, and what they'd never hand over.

Built from dozens of firms across 8 countries · free, no spam
Report · 2026
Industry Report
Practice Management in the Age of AI
7 in 10

want an AI agent to chase clients for missing documents — the #1 task they'd hand over.

Dozens of firms · 8 countries · Fielded May–June 2026

The numbers, up front

68%

want an AI agent to chase clients for missing documents — the #1 task they'd delegate.

8 in 10

want to describe what they need in plain language and have AI build it — no developers.

62%

say trust depends on a human approving before anything is sent or filed.

Zero

firms said they already fully trust AI. Not one. The appetite is real — the keys aren't.

The short version

Firms aren't asking AI to replace the accountant. They're asking it to clear the runway — chase the documents, draft the emails, flag the problems. But trust is gated on control: almost everyone wants a human to approve before anything goes out, and not a single firm fully trusts AI yet. The biggest daily pain isn't missing features. It's missing deadlines.

What firms told us — and the one chart everyone quotes

Finding 01 · Agentic demand
7 in 10

want AI to chase, not decide. The #1 task firms would hand to an autonomous agent is chasing clients for missing documents — far ahead of anything that touches professional judgment. Hover any bar for the detail.

Chase clients for missing documents68%
Prepare client emails & updates59%
Flag unprofitable clients or jobs44%
Assign, schedule & rebalance tasks32%
Draft & send invoices26%
Onboard new clients21%
I'd rather keep these in human hands9%
The full breakdown · 6 datasets

What would build trust in AI

Share of firms selecting each · hover for detail

A human approves before anything is sent or filed62%
Strong data security56%
My data stays private, not used to train models53%
Higher accuracy50%
A clear audit trail of what the AI did44%

Biggest operational headache

Single most-cited pain point

Missing deadlines / work slipping through32%
Too much admin instead of client work18%
Covering absences / onboarding staff15%
Not knowing if clients are profitable15%
Slow or inaccurate billing15%
No visibility into who's doing what6%

How firms feel about AI right now

Optimistic, but measured · hover a slice

Intrigued38%
Excited26%
Cautious24%
Skeptical or concerned12%

What firms use AI for today

The on-ramp is the same everywhere

Writing & client communication76%
Research & problem-solving59%
Meeting notes & summaries29%
Drafting SOPs & documentation29%
Data entry & reconciliation24%
Reporting & data analysis15%

Prefer one continuous read? Read the full report — Practice Management in the Age of AI 2026 →

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What firms would hand over — and what they'd keep

The pattern is consistent across every question: firms want AI to take the chasing, the drafting, and the flagging off their plate. The work they keep is judgment — the classification calls, materiality, the client conversation.

That's why the trust answers matter more than the enthusiasm ones. Firms don't want AI that acts on its own. They want AI that proposes, and a human that approves. The appetite is real — but it's an appetite for leverage, not for handing over the keys.

In firms' own words

"Instead of closing books, I'm in front of clients. Headcount stays lean, but each person handles several times the client load. The honest gap between today and that picture isn't the tools — most already exist."

— Sovereign Solutions, full-service firm (Denmark)

"I open my inbox and the new messages are already worked through, with a draft reply ready. Emails are my single biggest time sink."

— Solo firm, Estonia

"Our accountants would focus on adding value to clients, and all the recurring back-office entries would be handled by AI."

— Mid-size firm, Southern Europe

Quotes shared with permission. Firms named only where they consented.

Where software still falls short

We asked firms what they wish their software did better. The open problems, in their own words:

  • Billing still eats too much time — especially for fixed-fee and recurring clients.
  • E-signatures, KYC and AML still live in separate tools. Firms want them built in.
  • Track time without starting a timer — and show client profitability more clearly.
  • Onboarding a new client (or covering an absence) is still too manual.
What Uku does about it

Questions firms ask us

AI in accounting, answered

How are accounting firms actually using AI in 2026?
Lightly, and at the edges. The universal on-ramp is client communication and writing (76% of firms), followed by research and problem-solving (59%). Deeper, firm-specific work — data entry, reconciliation and reporting — comes later. AI is in the building, but it's drafting and assisting, not deciding.
What would firms trust an AI agent to do on its own?
Chasing, drafting and flagging — not judgment. Nearly 7 in 10 (68%) would hand chasing clients for missing documents to an autonomous agent; 59% would let it prepare client emails. Tasks that touch professional judgment stay firmly in human hands. See our workflow automation approach.
Do accountants trust AI yet?
Not fully — and they're honest about it. Not one firm in our survey said it already fully trusts AI. Trust is gated on control: 62% need a human to approve before anything is sent or filed, 56% want strong data security, and 53% want their data kept private and never used to train models. Read how we handle this in our security policy.
What's the biggest operational headache for accounting firms?
Time, not features. The single most-cited pain is missing deadlines and work slipping through the cracks (32%) — named more often than billing, profitability or team visibility combined. It's why practice management matters more than another point tool.
What is the methodology behind this report?
A first-party survey of dozens of accounting firms across 8 countries in the Uku community, fielded May–June 2026. Respondents skew toward decision-makers (≈6 in 10 are partners, owners or managers) and small-to-mid firms (most have 1–10 people). We report aggregated findings; individual answers stay anonymous unless a firm consented to be named. We're collecting through the summer and will refresh in August 2026.
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Joined by firm owners across 8 countries

Methodology. Based on a survey of dozens of accounting firms across 8 countries in the Uku community, fielded May–June 2026. Respondents skew toward firm decision-makers (roughly 6 in 10 are partners, owners or managers) and small-to-mid firms (most have 1–10 people). This is a first read — we're collecting responses through the summer and will refresh the report in August 2026. We report aggregated findings; individual answers stay anonymous unless a firm gave permission to be named.