Maryland paycheck calculator 2026
Maryland withholds state income tax and a county income tax together as one amount.
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Federal tax on a bonus paid on its own check is a flat 22% (37% above $1M of bonuses in the year). Your W-4 doesn't change it.
Per paycheck. Calculating from gross pay → other amounts
No state income tax on wages here.
More W-4, deductions and employer settings
- Standard deduction $16,100 single, $32,200 married jointly, $24,150 head of household
- Social Security 6.2% up to $184,500 · Medicare 1.45% (+0.9% over $200,000)
- FUTA 0.6% on the first $7,000 · bonus withholding 22%
- 401(k) limit $24,500 ($32,500 at 50+, $35,750 at 60–63)
Paycheck breakdown
Employer taxes (on top of gross pay)
Where the employer's money goes
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Maryland payroll taxes and rules for 2026
Maryland withholds state income tax and a county income tax together as one amount. In withholding, the state part starts at 4.75% and rises to 6.5% above $1 million ($1.2 million joint). The county part is 2.25% to 3.30% depending on where the employee lives, and nonresidents pay a special 2.25% rate instead. Maryland's paid family and medical leave program (FAMLI) does not collect contributions until January 1, 2027.
- Income tax
- 2% to 6.5% state (withholding starts at 4.75%) plus 2.25% to 3.30% county · Employee form: Form MW507
- The 2026 percentage method subtracts a flat $3,400 standard deduction and $3,200 per MW507 exemption, then applies the combined state and county rate.
- Withholding tables ignore the 2%, 3% and 4% brackets on the first $3,000. Those apply only when the employee files the return.
- If an employee files no MW507, withhold as if one exemption was claimed.
- Maryland wages follow federal wages, so traditional 401(k) deferrals and Section 125 deductions reduce Maryland withholding.
- Employer taxes
- State Unemployment Insurance (SUI): 1.0% to 2.6% for new employers, on the first $8,500 of wages (2026) Experienced employers pay 0.30% to 7.50% under Tax Table A, the same table as 2025.
- Family and Medical Leave Insurance (FAMLI): Not collected in 2026 Contributions start January 1, 2027 at 0.9% of wages up to the Social Security wage base, split 0.45% employer and 0.45% employee. Employers with fewer than 15 employees owe only the employee half.
- Local taxes
- Every Maryland county and Baltimore City levies a local income tax, withheld with the state tax. 2026 rates: 2.25% (Worcester) to 3.30% (Dorchester, Kent). Most of the large jurisdictions, including Montgomery, Prince George's, Baltimore County and Baltimore City, are at 3.20%. Anne Arundel and Frederick use income brackets. Nonresidents who work in Maryland pay a special 2.25% nonresident rate.
- Bonuses
- For a lump-sum annual bonus, the Comptroller says to withhold at the highest state rate (6.50%) plus the county rate, for example 9.70% for a 3.20% county. Bonuses paid with regular wages are added to the paycheck and withheld with the normal tables.
- Minimum wage 2026
- $15.00/hour Montgomery County and Howard County set higher local minimum wages.
- Pay frequency
- At least every two weeks or twice a month. Executive, administrative and professional employees may be paid less often.
- Final paycheck
- On or before the next regular payday, whether the employee quit or was fired.
- New-hire reporting
- Within 20 days of the hire date.
- Reciprocity
- Pennsylvania, Virginia, West Virginia and the District of Columbia. Residents of those places who work in Maryland can file Form MW507 to stop Maryland withholding.
Checked against official sources on October 5, 2026:
- Comptroller of Maryland: Employer Withholding Guide 2026
- Comptroller of Maryland: 2026 State and Local Withholding Information (local rates)
- Maryland Department of Labor: UI tax rates
- Maryland FAMLI: Make contributions
- Maryland Department of Labor: Minimum wage law
- Md. Code, Labor and Employment § 3-502 (pay frequency)
- Maryland DHS: Report new hires
Take-home pay in Maryland by salary
| Salary | Federal tax | FICA | Maryland taxes | Take-home / year | Per paycheck | Employer cost |
|---|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $2,655 | $31,665 | $1,218 | $43,323 |
| $60,000 | $5,020 | $4,590 | $4,245 | $46,145 | $1,775 | $64,853 |
| $80,000 | $8,770 | $6,120 | $5,835 | $59,275 | $2,280 | $86,383 |
| $100,000 | $13,170 | $7,650 | $7,425 | $71,755 | $2,760 | $107,913 |
| $150,000 | $24,734 | $11,475 | $11,555 | $102,236 | $3,932 | $161,738 |
Single filer, paid every two weeks, 2026 W-4 with no adjustments, default Maryland withholding settings, no 401(k) or benefits, new-employer unemployment rate. Maryland taxes include state income tax and employee-paid state programs; local taxes are not included unless the default setting includes them.
How the federal part works, step by step: the 2026 paycheck guide · Maine · Massachusetts
Maryland paycheck questions
Why is the county tax not a separate line on a Maryland paystub?
Maryland treats state and local income tax as one withholding amount. The Comptroller's tables combine the state rate and the county rate, so most payroll systems report a single Maryland figure.
Do employers have to start FAMLI deductions in 2026?
No. The Maryland Department of Labor set contributions to begin January 1, 2027. No employee or employer FAMLI contribution is due on 2026 wages.
Which county rate applies to an employee?
The county where the employee lives on Form MW507, not where they work. A Maryland resident who works in another county still pays their home county's rate.
How is a bonus withheld in Maryland?
A lump-sum annual bonus is withheld at 6.50% plus the employee's county rate. A bonus paid together with regular wages is withheld on the combined amount with the regular tables.
How much is $60,000 a year after taxes in Maryland?
About $46,145 a year, or $1,775 every two weeks, for a single filer with no other W-4 adjustments in 2026. Federal income tax is $5,020, Social Security and Medicare $4,590, and Maryland taxes and payroll deductions $4,245.
What does a $60,000 employee cost an employer in Maryland?
$64,853 a year before benefits: the salary plus the 7.65% FICA match, federal unemployment (FUTA) and Maryland unemployment insurance at the new-employer rate of 2.6% on the first $8,500.
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