Tennessee paycheck calculator 2026
Tennessee has no state income tax on wages and no employee-paid state payroll programs.
Enter pay details
Federal tax on a bonus paid on its own check is a flat 22% (37% above $1M of bonuses in the year). Your W-4 doesn't change it.
Per paycheck. Calculating from gross pay → other amounts
No state income tax on wages here.
More W-4, deductions and employer settings
- Standard deduction $16,100 single, $32,200 married jointly, $24,150 head of household
- Social Security 6.2% up to $184,500 · Medicare 1.45% (+0.9% over $200,000)
- FUTA 0.6% on the first $7,000 · bonus withholding 22%
- 401(k) limit $24,500 ($32,500 at 50+, $35,750 at 60–63)
Paycheck breakdown
Employer taxes (on top of gross pay)
Where the employer's money goes
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Tennessee payroll taxes and rules for 2026
Tennessee has no state income tax on wages and no employee-paid state payroll programs. Employers pay only state unemployment insurance premiums on the first $7,000 of each employee's wages. Premium Rate Table 6 applies for all of 2026, with rates from 0.01% to 10%.
- Income tax
- No state income tax on wages.
- Tennessee never taxed wages. The Hall income tax on interest and dividends was repealed for tax years starting in 2021.
- Employer taxes
- State Unemployment Insurance (SUI): Premiums on the first $7,000 of wages (2026), 0.01% to 10% under Table 6 New employers are generally assigned 2.7%; some industries get a different rate. The assigned rate is on the TDLWD rate notice.
- Local taxes
- Tennessee cities and counties do not tax wages.
- Bonuses
- No state withholding applies to bonuses or any other wages.
- Minimum wage 2026
- $7.25/hour Tennessee has no state minimum wage law, so the federal rate applies.
- Pay frequency
- At least once a month. Employers who pay twice a month or more must pay wages earned before the 1st of a month by the 20th, and wages earned before the 16th by the 5th of the next month.
- Final paycheck
- By the next regular payday or within 21 days of separation, whichever is later. Same rule whether the employee quit or was fired.
- New-hire reporting
- Within 20 days of the hire date.
- Reciprocity
- Not applicable. Tennessee has no income tax on wages.
Checked against official sources on October 5, 2026:
Take-home pay in Tennessee by salary
| Salary | Federal tax | FICA | Tennessee taxes | Take-home / year | Per paycheck | Employer cost |
|---|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $0 | $34,320 | $1,320 | $43,291 |
| $60,000 | $5,020 | $4,590 | $0 | $50,390 | $1,938 | $64,821 |
| $80,000 | $8,770 | $6,120 | $0 | $65,110 | $2,504 | $86,351 |
| $100,000 | $13,170 | $7,650 | $0 | $79,180 | $3,045 | $107,881 |
| $150,000 | $24,734 | $11,475 | $0 | $113,791 | $4,377 | $161,706 |
Single filer, paid every two weeks, 2026 W-4 with no adjustments, default Tennessee withholding settings, no 401(k) or benefits, new-employer unemployment rate. Tennessee taxes include state income tax and employee-paid state programs; local taxes are not included unless the default setting includes them.
How the federal part works, step by step: the 2026 paycheck guide · South Dakota · Texas
Tennessee paycheck questions
Does a Tennessee employer withhold any state tax from paychecks?
No. Tennessee has no tax on wages and no state disability or paid leave payroll deduction.
What is Tennessee's unemployment wage base for 2026?
$7,000 per employee, unchanged since 2018.
When is a final paycheck due in Tennessee?
By the next regular payday or 21 days after the employee leaves, whichever is later.
How much is $60,000 a year after taxes in Tennessee?
About $50,390 a year, or $1,938 every two weeks, for a single filer with no other W-4 adjustments in 2026. Federal income tax is $5,020, Social Security and Medicare $4,590, and Tennessee takes nothing.
What does a $60,000 employee cost an employer in Tennessee?
$64,821 a year before benefits: the salary plus the 7.65% FICA match, federal unemployment (FUTA) and Tennessee unemployment insurance at the new-employer rate of 2.7% on the first $7,000.
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