Texas paycheck calculator 2026
Texas has no individual income tax, so there is no state withholding line on a Texas paycheck.
Enter pay details
Federal tax on a bonus paid on its own check is a flat 22% (37% above $1M of bonuses in the year). Your W-4 doesn't change it.
Per paycheck. Calculating from gross pay → other amounts
No state income tax on wages here.
More W-4, deductions and employer settings
- Standard deduction $16,100 single, $32,200 married jointly, $24,150 head of household
- Social Security 6.2% up to $184,500 · Medicare 1.45% (+0.9% over $200,000)
- FUTA 0.6% on the first $7,000 · bonus withholding 22%
- 401(k) limit $24,500 ($32,500 at 50+, $35,750 at 60–63)
Paycheck breakdown
Employer taxes (on top of gross pay)
Where the employer's money goes
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Texas payroll taxes and rules for 2026
Texas has no individual income tax, so there is no state withholding line on a Texas paycheck. Employers still pay state unemployment insurance (SUI) on the first $9,000 of each employee's wages, and new employers start at 2.7%.
- Income tax
- No state income tax on wages.
- Texas is one of nine states with no individual income tax on wages.
- There is no state withholding certificate because there is nothing to withhold.
- Employer taxes
- State Unemployment Insurance (SUI): 2.7% new-employer rate on the first $9,000 of wages Experienced employers range 0.32%–6.32% for 2026; the wage base has stayed $9,000 for years.
- Local taxes
- No Texas city, county, or school district levies a local income or payroll tax.
- Bonuses
- There's no state tax on bonuses or commissions, only federal withholding and FICA apply.
- Minimum wage 2026
- $7.25/hour Texas has no state minimum wage law; it follows the federal minimum.
- Pay frequency
- At least twice a month (semimonthly) unless the employer is exempt under the Texas Payday Law; most hourly employees must be paid at least every two weeks.
- Final paycheck
- Involuntary termination: within 6 calendar days. Voluntary quit: by the next regularly scheduled payday.
- New-hire reporting
- Within 20 days of the hire date, to the Texas Attorney General's New Hire Reporting program.
- Reciprocity
- None, Texas has no state income tax, so no reciprocity agreements exist.
Checked against official sources on October 5, 2026:
Take-home pay in Texas by salary
| Salary | Federal tax | FICA | Texas taxes | Take-home / year | Per paycheck | Employer cost |
|---|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $0 | $34,320 | $1,320 | $43,345 |
| $60,000 | $5,020 | $4,590 | $0 | $50,390 | $1,938 | $64,875 |
| $80,000 | $8,770 | $6,120 | $0 | $65,110 | $2,504 | $86,405 |
| $100,000 | $13,170 | $7,650 | $0 | $79,180 | $3,045 | $107,935 |
| $150,000 | $24,734 | $11,475 | $0 | $113,791 | $4,377 | $161,760 |
Single filer, paid every two weeks, 2026 W-4 with no adjustments, default Texas withholding settings, no 401(k) or benefits, new-employer unemployment rate. Texas taxes include state income tax and employee-paid state programs; local taxes are not included unless the default setting includes them.
How the federal part works, step by step: the 2026 paycheck guide · Tennessee · Utah
Texas paycheck questions
Do I need to withhold Texas state income tax from employee paychecks?
No. Texas has no individual income tax, so there's no state withholding to calculate or remit.
What's the Texas SUI wage base for 2026?
$9,000 per employee, unchanged from prior years.
What rate do new employers pay for Texas unemployment tax?
2.7%, or the average rate for their NAICS industry if higher.
Is there a Texas supplemental (bonus) withholding rate?
No, since there's no state income tax, bonuses only have federal withholding and FICA applied.
How much is $60,000 a year after taxes in Texas?
About $50,390 a year, or $1,938 every two weeks, for a single filer with no other W-4 adjustments in 2026. Federal income tax is $5,020, Social Security and Medicare $4,590, and Texas takes nothing.
What does a $60,000 employee cost an employer in Texas?
$64,875 a year before benefits: the salary plus the 7.65% FICA match, federal unemployment (FUTA) and Texas unemployment insurance at the new-employer rate of 2.7% on the first $9,000.
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