Utah paycheck calculator 2026
Utah withholds state income tax at a flat 4.45% of the same wages subject to federal income-tax withholding, minus a base allowance that shrinks as pay rises.
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Federal tax on a bonus paid on its own check is a flat 22% (37% above $1M of bonuses in the year). Your W-4 doesn't change it.
Per paycheck. Calculating from gross pay → other amounts
No state income tax on wages here.
More W-4, deductions and employer settings
- Standard deduction $16,100 single, $32,200 married jointly, $24,150 head of household
- Social Security 6.2% up to $184,500 · Medicare 1.45% (+0.9% over $200,000)
- FUTA 0.6% on the first $7,000 · bonus withholding 22%
- 401(k) limit $24,500 ($32,500 at 50+, $35,750 at 60–63)
Paycheck breakdown
Employer taxes (on top of gross pay)
Where the employer's money goes
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Utah payroll taxes and rules for 2026
Utah withholds state income tax at a flat 4.45% of the same wages subject to federal income-tax withholding, minus a base allowance that shrinks as pay rises. There is no separate Utah withholding certificate: employers use the employee's federal Form W-4 filing status and the schedules in Publication 14. There is no Utah SDI, no state paid-leave program, and no local income tax.
- Income tax
- 4.45% flat
- Utah has no withholding certificate of its own. Employers withhold based on the employee's federal Form W-4 filing status: married filing jointly uses the married schedule, everyone else (including head of household) uses the single schedule.
- Utah taxable wages = wages subject to federal income-tax withholding, i.e. gross pay minus traditional 401(k)/403(b) deferrals and Section 125 cafeteria-plan deductions (health/dental/vision premiums, FSA, HSA via payroll). No subtraction is made for federal W-4 allowances or credits.
- The withholding formula subtracts a base allowance (annual $485 single / $970 married) that phases out at 1.3% of wages above a threshold (annual $9,348 single / $18,696 married), so effective withholding rises from $0 toward the flat 4.45% as pay increases.
- The rate dropped from 4.5% to 4.45% under S.B. 60 (2026 General Session), retroactive to January 1, 2026; the revised withholding tables took effect for pay periods beginning on or after June 1, 2026.
- Employer taxes
- State Unemployment Insurance (SUI): 0.1% to 7.1% on the first $50,700 of each employee's 2026 wages Utah has no single flat new-employer rate. The Department of Workforce Services assigns each new employer the two-year average benefit ratio for its NAICS industry. Only new out-of-state contractors get a flat default, and it is the maximum rate, 7.1%, unless they bought an existing business.
- Local taxes
- Utah has no local or city income taxes.
- Bonuses
- Publication 14 does not publish a separate flat supplemental withholding rate for bonuses. Employers apply the same withholding schedule, most often using the aggregate method: add the bonus to the most recent regular wages, compute withholding on the total, then subtract what was already withheld on the regular wages.
- Minimum wage 2026
- $7.25/hour Utah has not set its own minimum wage above the federal rate; state law defers to the federal Fair Labor Standards Act.
- Pay frequency
- Utah law does not set a minimum pay frequency for private employers; employers must pay on the regular payday they establish.
- Final paycheck
- If the employer discharges the employee, all wages are due within 24 hours of separation. If the employee resigns without a written contract for a definite period, wages are due on the next regular payday. (Payment of Wages Act, Utah Code §34-28, Utah Labor Commission.)
- New-hire reporting
- Report new hires to the Utah Department of Workforce Services. See jobs.utah.gov for the current filing deadline and method; this guide does not state a specific day count because the agency page could not be independently re-verified this session.
- Reciprocity
- None. Utah has no income-tax reciprocity agreements with any other state.
Checked against official sources on October 5, 2026:
- Utah State Tax Commission: Publication 14, Withholding Tax Guide (Rev. 4/26, effective 6/1/2026)
- Utah State Tax Commission: Withholding Tax Guide (landing page)
- Utah Dept. of Workforce Services: Unemployment Insurance Tax Rates
- Utah Labor Commission: Wage Claim (Payment of Wages Act, Utah Code §34-28)
- U.S. Dept. of Labor: Minimum wage laws in the states (Utah)
Take-home pay in Utah by salary
| Salary | Federal tax | FICA | Utah taxes | Take-home / year | Per paycheck | Employer cost |
|---|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,684 | $32,636 | $1,255 | $43,542 |
| $60,000 | $5,020 | $4,590 | $2,670 | $47,720 | $1,835 | $65,190 |
| $80,000 | $8,770 | $6,120 | $3,560 | $61,550 | $2,367 | $86,720 |
| $100,000 | $13,170 | $7,650 | $4,450 | $74,730 | $2,874 | $108,250 |
| $150,000 | $24,734 | $11,475 | $6,675 | $107,116 | $4,120 | $162,075 |
Single filer, paid every two weeks, 2026 W-4 with no adjustments, default Utah withholding settings, no 401(k) or benefits, new-employer unemployment rate. Utah taxes include state income tax and employee-paid state programs; local taxes are not included unless the default setting includes them.
How the federal part works, step by step: the 2026 paycheck guide · Texas · Vermont
Utah paycheck questions
Does Utah have its own withholding certificate, like a state W-4?
No. Utah has never adopted a separate state withholding certificate. Employers withhold based on the employee's federal Form W-4 filing status and the schedules in Publication 14.
Do 401(k) contributions and health insurance premiums reduce Utah withholding?
Yes. Utah taxable wages are defined as wages subject to federal income-tax withholding, which is gross pay after traditional 401(k)/403(b) deferrals and Section 125 cafeteria-plan deductions.
What withholding rate applies to a bonus or other supplemental wage payment in Utah?
Utah does not publish a separate flat supplemental rate. Employers use the same Publication 14 schedule, typically with the aggregate method (bonus added to the most recent regular wages, tax computed on the total, then the tax already withheld on the regular wages is subtracted).
Why did Utah withholding amounts change partway through 2026?
S.B. 60 (2026 General Session) cut the flat income tax rate from 4.5% to 4.45%, retroactive to January 1, 2026, but the Tax Commission's revised withholding tables only took effect for pay periods beginning on or after June 1, 2026. Employers using the pre-June tables through May were withholding at the old 4.5% schedule.
How much is $60,000 a year after taxes in Utah?
About $47,720 a year, or $1,835 every two weeks, for a single filer with no other W-4 adjustments in 2026. Federal income tax is $5,020, Social Security and Medicare $4,590, and Utah taxes and payroll deductions $2,670.
What does a $60,000 employee cost an employer in Utah?
$65,190 a year before benefits: the salary plus the 7.65% FICA match, federal unemployment (FUTA) and Utah unemployment insurance at the new-employer rate of 1.1% on the first $50,700.
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